For residents managing housing costs, a property tax proposal can raise an immediate question: What would this mean for my household? Florida’s Amendment 3 asks voters to approve changes involving homestead exemptions, property assessments and local government spending.

The proposal is a constitutional amendment, not a race between candidates. It would change the amount of qualifying home value shielded from certain taxes and reduce the annual assessment-growth cap for non-homestead properties.

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What would change?

The amendment would increase the homestead exemption for non-school taxes to $150,000 in 2027 and $250,000 in 2028, followed by inflation adjustments. People who are not Florida residents on Dec. 31, 2026, would face a waiting period before receiving the increased exemption.

It would also reduce the annual cap on assessment increases for non-homestead properties from 10% to 5%. That is a limit on assessment growth, not a guarantee that a property owner’s total tax bill could increase by no more than 5%. Additional provisions address expanding exemptions locally and permitted uses of county and municipal property tax revenue.

What does a yes or no vote mean?

A yes vote supports adopting the proposed constitutional changes. A no vote rejects those changes. Constitutional amendments require at least 60% voter approval to pass.

Supporters argue the proposal would provide relief to homeowners facing rising costs. Opponents warn that reduced local revenue could affect public services or lead governments to seek other revenue sources. The effect on an individual household would depend on its eligibility, property assessment and local tax rates. The proposal does not mean every homeowner would receive the same savings.

Who actually handles property taxes?

Miami-Dade’s property appraiser, Tomás Regalado, oversees property valuation and exemptions. The tax collector, Dariel Fernandez, collects property taxes. These are separate elected offices, and neither is scheduled for election this November. Both are next listed for the 2028 ballot.

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Voter Information Box

Election Day: Tuesday, Nov. 3, 2026
Poll Hours: 7 a.m. to 7 p.m.
Registration Deadline: The deadline to register for this election was Oct. 5, 2026.
Where to Vote: On Election Day, voters must vote at their assigned precinct. Confirm your polling location through your county supervisor of elections.

Early Voting: Miami-Dade County offers early voting Oct. 19 through Nov. 1, from 7 a.m. to 7 p.m. daily. Miami-Dade voters may use any designated early voting location in the county. Elsewhere in Florida, dates, hours and locations vary; all counties offer early voting Oct. 24–31.

Vote by Mail: Requests for a ballot to be mailed must be received by 5 p.m. Thursday, Oct. 22. Completed domestic vote-by-mail ballots must reach the county supervisor of elections by 7 p.m. on Election Day. Postmarks do not count. In Miami-Dade, ballots may also be returned at designated secure ballot intake stations during early voting hours. Do not drop a mail ballot at an Election Day precinct.

Voting Resources: Visit Florida’s Division of Elections or Miami-Dade Elections for sample ballots, polling locations and additional information.